body {background-color:#ededed}
h1 {font-size:18pt}
h2 {font-size:16pt}
hr {color:navy}

a:link     {color:navy}
a:active   {color:darkgray}
a:visited  {color:#9F8000}
a:hover    {color:red}

a.centerpanel:link {color:navy ; text-decoration: none; }
a.centerpanel:active {color:darkgray ; text-decoration: none; }
a.centerpanel:visited {color:#9F8000 ; text-decoration: none; }
a.centerpanel:hover {color:red ; text-decoration: none; }

a.footerpanel:link {color:navy ; text-decoration: none; }
a.footerpanel:active {color:darkgray ; text-decoration: none; }
a.footerpanel:visited {color:#9F8000 ; text-decoration: none; }
a.footerpanel:hover {color:red ; text-decoration: none; }

div:first-letter 
{
color: #ff0000;
font-size:xx-large
}